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Can I hire a Contractor Without WSIB?
Can I hire a Contractor Without WSIB? The short answer is yes… but why would you want to? To better understand what I mean, keep reading, there are a few very important things you should know before you consider hiring someone without WSIB.
Worker Safety and Insurance Board (WSIB) formally known as Workers Compensation Board (WCB) is a type of No Fault insurance. When a worker is covered by WSIB they give up the right to sue the Owner, Constructor, or any other party.
1. If you hire a contractor that does not have WSIB (or even if he does but he doesn’t give you a clearance certificate) You may be responsible for making the WSIB payments on the contractors behalf.
2. If someone gets hurt on the site and they are not covered by WSIB. You can become liable. They can sue the owner, contractor who hired them.
I’ve written about this before here: Steven Silva’s Required Construction Documents Part 2: WSIB Clearance Certificate. There are a few documents that you should be asking for before hiring a contractor. Click here for them and why.
You may also find this publication put out by the WSIB useful.